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Still some way off Category 1 intensity, Paulette is expected to reach the Leeward Islands on Thursday night.
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The bulk of the payout – $7.2mn – relates to excess rainfall cover.
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The typhoon was far less destructive than early forecasts suggested, according to claims-adjusting firm Sedgwick.
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EMEA cat rates have failed to reprice while US and Japan markets have been more reactive, the firm noted.
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The storm brought record amounts of rainfall to southern Japan, with authorities warning of landslides.
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An “excessive heat watch” is in effect for coastal, inland and foothill regions, Cal Fire has warned.
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The National Hurricane Center has warned of storm surge and hurricane conditions in the country.
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The typhoon, which is expected to make landfall on the peninsula on Thursday, is being compared to the devastating Typhoon Maemi in 2003.
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The storm, which is heading for Belize, is also expected to bring “dangerous” surges, according to the NHC.
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The storm is forecast to make landfall in the Korean peninsula within 36 hours.
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The February flooding took total UK winter losses to £775mn.
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On its current forecast trajectory, the storm will hit Little Rock, Arkansas, where it could cause flash flooding.